Updated: Sep 8, 2019
This is a story that will sound unbelievable, but I assure you that it is 100% true. It happened to me over the summer and comes courtesy of the Healthcare Marketplace, A.K.A. Obamacare.
In May I received a letter that they were random;y taking away my tax credit that I applied to my healthcare and I needed to prove that I deserved it and that i needed it.
No explanation as to why it happened to me other than it was random and no way around it. I had to provide a list of my medical conditions, a list of my medications and letters from my doctors verifying the conditions and verifying the medications were necessary for my health.
First off, why should I have to do this? By their own admission it was random. Why should I have to prove anything to them?
Second, how many doctors do you know that are willing to, and have the time to crank out these stupid letters to a lame health care system? In my case, I had three.
A neurologist for seizures.
A psychologist for autism, depression, severe social anxiety and ADD.
Primary care for mildly high blood pressure.
So with a little help from my doctors as well as numerous phone calls and letters from myself, six weeks later, the appeal was approved and put back on the date they approved it.
Six weeks after they took it away, they put it back on the date of the decision.
This means that if I wanted insurance during that time I would have to pay my tax credit, plus my premium, for a total of over $900 per month.
If I wanted it put back to the day they originally took it away, I had to appeal that decision, which I did. The two big things in my corner were the fact that I was suicidal several times from not having depression medication and the fact that I went from no seizures in seven years to multiple per day.
How much do you think they cared about either of those things?
They cared so little that it took them eight more weeks to put the tax credit back to the day they took it away. For those keeping score at home, that's fourteen weeks without medications for
For those fourteen weeks I was a total asshole to be around. Ask my adult daughter. She'll tell you. I would only leave the house to go to the grocery store, the comic book shop on Wednesday (new comic book day), and a couple times to go to a required seminar.
The Healthcare Marketplace straight up ruined my life and gave me easily the worst summer I ever had. It's very possible that I could have killed myself and I wouldn't be here now to tell you this story.
When I told them this, they were indifferent and told me I wasn't getting my medicine back.
I know I can't be alone in this. Who else has had a terrifying experience with healthcare agencies who are supposed to be taking care of them? Let us know in the comments below. We want to know. Let's start a conversation.